Wallet API allows Service Providers integrate to multiple wallet services via a centralized platform.

The onboarding flow and integration flow for all e-wallets are the same but only PayTM supports subscription services.

Integration flow for all E-wallets

Payment flow

Below is the payment flow diagram for all e-wallets.

Additional Integration flow

Subscription flow

Subscription renewal flow is the same as per other standard Operator where Service Provider
need to trigger the AOC Renewal API as illustrated below;

Unsubscribe and Refund flow

As for unsubscribe and refund, it’s also the same as per other standard Operator where Service
Provider needs to trigger the AOC Unsubscribe and Refund API as illustrated below;