Introduction to Buy Now Pay Later (BNPL)

BNPL platforms offer short-term financing to customers.

BNPL only supports One-time Purchase (IOD) subscriptions and no subscription-based is allowed.

AOC is integrated to Boost BNPL via Wallet Aggregator. The onboarding flow and integration flow are the same as other e-wallets such as Boost and PayTM.

Integration flow

Payment flow

Below is the payment flow diagram for BNPL.

Once users are redirected to AOC, AOC will redirect users to the BNPL Payment page via Wallet Aggregator.

Refund flow

As for the refund, it’s also the same as per other standard Operator where Service
Provider needs to trigger Refund API as illustrated below;